How Changes to Zelle, PayPal & Cash App Impact You

How Changes to Zelle, PayPal & Cash App Impact You

Easy Ways to Cut Expenses Going Into the New Year

How Changes to Zelle, PayPal & Cash App Impact You

How Changes to Zelle, PayPal & Cash App Impact You

 

 

 

What you need to know about recent changes

 

Do you remember how the American Rescue Plan Act came to our rescue last year? 

No.

I got you…2 words… Stimulus Payment.

3 more words… Child Tax Credit.

This particular law gave quite a few economic benefits to those who were eligible and in need. 

It also gave you another present that you might not have necessarily wanted. 

The pandemic uncovered just how many Americans are gig workers/independent contractors and likely realized they weren’t getting their “fair share” so they did something about it. 

As of January 1, 2022, users of online payment apps/sites like PayPal, Zelle, Venmo, and Cash App need to be aware that the threshold of reporting transactions to the I. R. & S 😚 has been greatly reduced. 

Prior to the passing of this provision, freelancers and independent contractors were expected to use the honor system (especially for lower dollar amount transactions) and report income for goods and services over $600. 

Online payment sites would only report larger transactions (think $20,000+) according to my accountant friends.

Now, these same payment sites will report any transactions over $600 DIRECTLY to the IRS (aww, they’re so sweet 😏)

What does that mean for you?

Not much if you’re not running a business or you don’t receive excessive transactions via these apps. 

HOWEVER, if you have been running a business and accidentally- on- purpose have not been reporting this income, your tax situation/bill may look a little different in 2023. 

This brings me to my next point.

While this new rule should only apply to COMMERCIAL transactions (you’re still good to send your best friend money for your portion of the girl’s trip), let’s chat about a hypothetical situation.

Some of you may be receiving your child support payments (or considering receiving) via these same providers. 

2 important things to consider:

  1. If the amount is typically over $600 and happens on a regular basis (bi-weekly or monthly) there is a slight chance that a payment provider may think it’s a business-related transaction and think you should be taxed. Of course, you don’t want that, so you whip out your Court Order to show that it’s not a commercial transaction (See Point #2 expeditiously)
  2. It is a violation of the Zelle user agreement to use the “service to send money to anyone to whom you are obligated for payments made pursuant to court orders (including court-ordered amounts for alimony or child support”)

I’m hoping you catch my drift and plan accordingly. I wouldn’t want anyone to get in unnecessary trouble. Be careful, my friend, “the streets are watching” 😉  Child support is non-taxable income. I just want to make sure it stays that way for you. 

 

 

 
Nikki Tucker

Nikki Tucker

Founder & Managing Director of The FIIRM Approach

 

Nikki is a Blogger, Speaker, and primary financial strategist of The FIIRM Approach. As a mom, 20+year financial services professional, and Certified Divorce Financial Analyst ® she is committed to helping female breadwinners strategically prepare their finances for divorce and confidently maintain their financial security pre and post divorce. Nikki uses action-based education in her Bring Home the Bacon workshops and strategy sessions as well as her on-demand digital resource – Silent Preparation Series - so you can prepare your finances for life's major transitions.

TAKE ACTION TODAY & LEARN about the simple things that can help make your pre & post divorce life easier  - Grab Your Complimentary Divorce Support Pack today

 

 

5 Lessons Learned from Kelly Clarkson’s Divorce Journey

5 Lessons Learned from Kelly Clarkson’s Divorce Journey

Make Your Bedroom Your Sanctuary

5 Lessons Learned from Kelly Clarkson’s Divorce Journey

Lessons Learned from Kelly Clarkson Divorce Journey

 

 

 

Why Kelly Clarkson?

The dollars were big, the relationship turned hostile, and it appeared she was just trying to keep it all together when she probably wanted to kiss his a$$ goodbye… and many of us can relate to at least 1 of those!

While most of us don’t have Kelly Clarkson’s fame or her money, it doesn’t mean we don’t have her drama, or potentially could. 

So my friend, if you are a married or unmarried woman, this post was written with the intention of giving you some lessons that MIGHT be helpful at some point in your life.

This post is not intended to make fun or light of, or for that matter be disrespectful in any way to Kelly’s divorce journey. The experience sounds like it sucks and outsiders like you and me will NEVER know all the details, yet here we are.

Disclaimer: These lessons are NOT advice for your personal situation. Time and dates referenced are based on publicly reported/available information

 

Kelly and her soon-to-be-ex married in 2013 and filed for divorce in 2020

 

Lesson: Filing for divorce stops the clock in most situations. Why does this matter to you? Because I NEED you to understand that saying “This marriage is over”, moving out, or draining the account doesn’t constitute the “end”. Too many of us “stay in divorce decision purgatory” for too long. It’s not an easy decision to make, but it’s not official until it’s official — which means that sometimes not filing sooner can have negative financial implications. 

 

According to Life and Style mag, Kelly was awarded primary physical custody

 

Lesson: There is a difference between legal custody and physical custody. While we often see women “get the children”, it’s important to note that fathers CAN be awarded physical custody. Physical custody refers to the primary residence of the children, while legal custody largely refers to who has authority to make decisions. Being awarded primary physical custody before the divorce is final DOES NOT mean the same will stand once you receive your final judgment. (In short, don’t get too comfortable.)

 

Her soon-to-be-ex asked for joint physical and legal custody as well as over $400,000 in monthly support (including both spousal and child support)

 

Lesson: DUDE! $400K a month. Stop playing!! Anyway, I digress… The lessons about spousal and child support can be complex and are HIGHLY dependent on the family’s circumstances (location, income disparity, fit, age of children, etc.) however let’s focus on some important, relatively general, bits:

  • The preliminary ruling was that Clarkson pays her STBX just under $200,000 a month in support according to media reports. As more women become primary breadwinners, more women are paying spousal support. There are a number of ways that spousal support can be paid, but remember that the initial awarded amount may not be the same as the final. (See comfort note above)
  • Hopefully, you noticed that even though Kelly was awarded temporary primary custody she was paying child support.
  • Often it is assumed that the person who maintains primary custody (and sometimes even in joint custody situations) will be the RECEIVER of child support.

False my friend.

There are instances when the custodial parent is paying the non-custodial parent based on income disparity and parenting time.

 

Kelly asked for their prenup to be upheld

 

Lesson: Marital property is an asset acquired during the marriage. These assets may be purchased by either spouse, however, a prenup may dictate otherwise as far as the split of such assets when you divorce.

According to TMZ, Kelly’s STBX wanted all assets acquired during the marriage to be split evenly, as well as the income earned while they were married. Kelly’s prenup, if upheld, would prevent this from happening.

While it is possible for a prenup to be deemed invalid, it doesn’t happen often unless it was signed under duress, contained false information, not signed by both parties, or the terms are deemed unreasonably unfair/biased.

 

In 2021, Kelly asked the court to declare her legally single and restore her last name

 

Lesson: This is not uncommon, especially for divorces that are drawn out. The divorce may not be settled but the marriage can be declared officially over. AKA – Mingle like you’re single, legally!

 

Final thoughts

 

If you are preparing for a divorce or in the middle of one, please take note of some of the details of this divorce journey. The life of a celebrity can seem so different from yours, and, in a lot of ways it is. However, while we may not be able to hire the most skilled lawyers in the country to argue in our favor, the underlying principles of the law are fame agnostic. 

Think about how you would respond to each of the situations described above. 

If your response is that you would go CRAZY on your STBX, then it’s time to practice some patience and deep breathing, and maybe even grab the Silent Preparation Series as this digital resource can help you understand what to expect and how to prepare for a divorce. 

 

 

 
Nikki Tucker

Nikki Tucker

Founder & Managing Director of The FIIRM Approach

 

Nikki is a Blogger, Speaker, and primary financial strategist of The FIIRM Approach. As a mom, 20+year financial services professional, and Certified Divorce Financial Analyst ® she is committed to helping female breadwinners strategically prepare their finances for divorce and confidently maintain their financial security pre and post divorce. Nikki uses action-based education in her Bring Home the Bacon workshops and strategy sessions as well as her on-demand digital resource – Silent Preparation Series - so you can prepare your finances for life's major transitions.

TAKE ACTION TODAY & LEARN about the simple things that can help make your pre & post divorce life easier  - Grab Your Complimentary Divorce Support Pack today

 

 

Your Bedroom Can Be Your Sanctuary

Your Bedroom Can Be Your Sanctuary

Make Your Bedroom Your Sanctuary

Your Bedroom Can Be Your Sanctuary

Your Bedroom Can Be Your Sanctuary

 

 

“When you just need to get away… but can’t”

You need a place for comfort, peace, and solace in your own house. Your bedroom can be that sanctuary for you.

I recently had the pleasure of chatting with Lisa Davis about this very thing, and how she helps busy women like you get the peace you need.

Tune in if you’ve been thinking about a bedroom refresh because of a major change in your life, or just because you deserve it!

Connect with Lisa Davis by visiting her website Syfrin Interior Design or following her on Instagram @syfrin_interior_design

 

 

 
Nikki Tucker

Nikki Tucker

Founder & Managing Director of The FIIRM Approach

 

Nikki is a Blogger, Speaker, and primary financial strategist of The FIIRM Approach. As a mom, 20+year financial services professional, and Certified Divorce Financial Analyst ® she is committed to helping female breadwinners strategically prepare their finances for divorce and confidently maintain their financial security pre and post divorce. Nikki uses action-based education in her Bring Home the Bacon workshops and strategy sessions as well as her on-demand digital resource – Silent Preparation Series - so you can prepare your finances for life's major transitions.

TAKE ACTION TODAY & LEARN about the simple things that can help make your pre & post divorce life easier  - Grab Your Complimentary Divorce Support Pack today

 

 

Lessons From My New Home Journey

Lessons From My New Home Journey

Lessons From My New Home Journey

Lessons From My New Home Journey

COVID-19.

 

🙄🙄🙄

I’m certain you’ve heard of it, and, depending on when you’re reading this, you’re living through it… unfortunately. 

Because of COVID, the real estate market was coo-coo crazy in 2020 when I sold my house, I received over 30 offers! 

A seller’s dream!

However, I wasn’t quite sure if and when I wanted to be a home-owner again, so renting was my choice for a while.

But because of COVID restrictions, I had it up to the max with being contained in my condo, plus, racing my teenager to the living room in the morning was getting old. 

I wanted a bit more space, a little more privacy, but I also didn’t want to give up my moderately priced, maintenance-free place. 

1st world problems, I know. 

After lots of considering and reconsidering, I decided not only to buy a house again, but to get a new home – new, new though. 😏

Honestly, I wasn’t in the mood to compete with 20 or 30 people on a resale crib, so I picked a home that wasn’t just new to me, it was new to the world – aka a new construction.

I’m writing this post to share with you my experiences from this very recent journey, but especially to help women like me – doing it alone. 

While the FIIRM Approach focuses on helping women prepare their finances for divorce, I recognize there are non-financial pieces that matter while you’re on your journey. 

This purchase brought out a lot of different experiences and emotions, some that I had never been through before. 

Yea, I’ve owned a home before, but this was interestingly different. 

The process involved A LOT of decisions to make because my house was semi-custom. 

That made things exciting, fun, scary, and emotionally exhausting. 🥺 Sometimes all of those feelings happened in one day. 

Ohh and let’s not forget pricey! 

Plus, I knew my DIY skills were wack!

I wasn’t handy with my first house and my husband did most of the work. 

Then all the normal fears came along. 

Can I really afford this? 

What if I lose my income? 

What if my health fails and I can’t work? 

What if it’s too much for me to handle?

For the most part, these thoughts are SUPER normal, and thankfully I didn’t let them stop me from moving forward. 

As a hard-working badass woman, that’s more than half the battle!

Anyway, I closed about 90 days ago, and so far, I don’t want to sell it and move back to my condo…lbks. 

In no particular order, here are MY top 8 lessons worthy of sharing when you’re on your new (new-to-you) home journey. 

 

 

 

 
 
 

 

 

Download our Ultimate financial resource guide to get started on finding the right resources to work on your financial game plan or share this with someone who may need it.

 

 

 
 

 

1. Acknowledge the fears & then shut the front door on them

The fears are going to show up on your doorstep, ring the bell, and wait patiently for you to decide what to do.

You’re going to send them away and they’ll be back again.

Rude, right!

Regardless, they are just doing their job, which means we have to do ours.

Send the fears away over and over again, I don’t care how many times they come back.

During my “WTF was I thinking” moments, thankfully I had people I trusted to talk me off the ledge and here we are.

Give your family & friends permission to help you send the fears away during this journey.

 

2. Invest in an interior designer for your new home

Listen, I know my favorite colors. You probably do, too!

I know my design style. I’m a transitional girl – which is a mix between traditional and modern.

I definitely knew my budget. (duh… lol)

But, bringing it all together is a totally different story!

Therefore I knew I couldn’t afford NOT to hire help in this area.

I researched house photos on Pinterest, HOUZZ, and Instagram.

I don’t fully understand concepts around design, mixing patterns, colors, and textures, and I tend to be a bit of a scary cat trying new design things.

Considering my favorite colors are black, gray, and navy blue 🤣🤣  I figured I needed help, STAT.

But wait… First, let me start off by being completely honest with you.

I had NO idea how much it cost to hire an interior designer.

I did what my “Type A self” normally does and learned very quickly.

To my surprise, I learned that interior designers can cost you as little as a couple of thousand dollars, or as much as $10,000 in just fees, depending on the size and scope of your project.

So nope, it’s not cheap, it’s definitely an investment, however, many have flexible packages and you don’t have to hire them to design the entire house (see our next blog post).

I think it’s worth it to at least consult with the designers because today a lot of it is virtual, and you can even get renderings, mood boards, and have virtual design sessions.

There are even some that will design just one room!

Syfrin Interior Design is a great example – they offer a 5 Step Guide to help you turn your master bedroom into your personal sanctuary! I truly believe women deserve to have this, especially when you have kids that take over the rest of the house! (Future blog post coming about this concept)

Personally, I had the pleasure of working with McCall at Interiors by McCall for my master bedroom, bonus room, great room, and master bathroom in my new home.

McCall lived in Spain at the time, and was AMAZING to work with virtually! She was great at incorporating my existing furniture into the new home, which helped me SAVE money. Look her up on Instagram or her website!

My “Master Bedroom” design by Interiors by McCall

My “Dining area” design by Interiors by McCall

My conclusion: They can be worth their weight in gold, especially if they’re experienced and align with your sense of style!!

 

3. Be strategic with your upgrades

 

Structural, electrical, and plumbing upgrades can be totally worth it.

I made a lot of decisions around the layout of the house that I just did not want to give up on, and I knew “doing it later” would be as expensive, if not more.

I upgraded outlets, canned lights, insulation material, and even showerheads and faucets (partially at the suggestion of interior designers)!

I even strongly considered not adding an outside irrigation system.

And then I thought again when I pictured myself manually moving around the sprinkler 10 times a day to keep the new sod from dying!

Foolish!

I don’t have ACRES but my thumb is brown for a reason… lol.

And some of this may sound silly or frivolous to you, but the peace of mind that I have from making those upgrades was totally worth it, especially as a single woman.

Why?

Because my house is not my life or my idea of a hobby. I want to entertain in it, find peace in it, and be comfortable. I’d rather not think of it as a part-time job or the project of minimalism for the next 10 years!

If you disagree, cool. I respect your superpowers and/or your budget!

However, I’m happy I made the choice to do a lot of the upgrades on the front end.

When it’s your turn and you’re considering an upgrade, ask yourself, “Will it cost me more to do it later?” “Will I ACTUALLY do it later?”

 

4. You Truly Save Money When You’re Organized

 

There’s a LOT of follow-ups with new construction or major home renovations.

A nauseating amount, actually.

While you may have most things in writing, it’s normal to have verbal conversations about plans, intentions, or changes.

Unfortunately, some of those details are either just genuinely forgotten about, or lost in translation.

If you’re organized and have a very strong sense of what you want, what it should look like, and where things should go, you can spot errors quickly and alert someone before it’s too late or expensive to change.

Google Drives, follow-up emails, or spreadsheets are your friends. It will keep you from going crazy during the process and likely save you money and time!

 

5. Don’t freak out (too much)

 

Speaking of going crazy…

That takes me to my next lesson.

I had a bit of a freak out/meltdown moment.

Actually, it wasn’t a small moment, it was HUGE!

Apparently, when a house is being framed, be aware that it may look much smaller than you thought it would.

MUCH smaller!!

So once my house was framed, I walked through, took a look around, and I was FREAKING OUT!

Maybe it’s an optical illusion or maybe your eyes can’t really grasp the scale of the home, but it looked super tiny. It looked so small, I didn’t even want the house anymore.

Crazy, I know.

Now that it’s finished, I feel much better, but I actually looked it up and learned that it’s a real thing, not just a Nikki thing.

There were other things that freaked me out too, but ultimately I either spoke up or decided I could live with “it”.

 

6. Paint is still a lifesaver

 

You can paint almost anything.

Obvious, I know, but I think I forgot about this.

If there was an award for the least handy person on the planet – I’d win it!

I had existing furniture that functionally could be used again, but it was the wrong color.

My son and I had an interesting time spray painting & painting lots of stuff, just to try it out. I have to admit it was one of the best decisions I ever made.

I didn’t have to spend any money on new pieces, and if I ended up hating the new color, then my loss would just be a few dollars and a little bit of time.

So before you throw something away, maybe ask yourself, can it be painted or spray painted?

I know I literally saved THOUSANDS doing this.

 

7. Build your home maintenance team EARLY

 

Do the research to find a great handyman, a great electrician, a plumber, and a carpenter, and make them a part of your team for your house ASAP.

I can promise you, whether it’s a brand new house or a 50-year-old classic, you’re going to need them – probably sooner than you think.

Generally, when you’re building a new home, most of the items in the home are under warranty for about 6 to 12 months, give or take, however, there’s still going to be things that go wrong.

TRUST ME!

Use Yelp, Angie’s list, or sites like handy.com. Ask friends for referrals. Ask some of the builder’s subcontractors: usually they know people or can recommend quality workers to find someone who you can trust and who won’t take advantage of you.

Sometimes it comes down to budget or a desire to DIY, but if you are anything like me, you will save a lot of time and frustrations by hiring out.

 

8. Split up your move into your new home

 

Our move was unique and it was done in three different stages, because we had boxes & furniture in multiple places.

However, if you can move in before you actually “move-in”, I highly recommend it.

Move #1 – things that could go over in my car or a small UHaul that I rented. These are items that either I didn’t want to risk putting on the truck or would make the big move longer.

Move #2 – Almost all the boxes.

Move #3 – Big furniture and remaining boxes.

I cannot tell you how helpful it was with the help of family, friends, and even a professional organizer to get my house practically unpacked – or, at least, in their proper room before we physically moved in and started sleeping in the home.

Tanya Thomas at Everything Has Its Place was a Godsend. Her team had my pantry, cabinets, office, and other areas organized BEFORE we even moved in. Plus, she’s a professional stager, which is a fantastic combination in an organizer!

A few people thought it was crazy to do so many moves, but it was one of the best decisions I ever made because it made the transition into the house much more seamless.

So 60 days later, we had one room left to decorate, but everything else was basically done.

Living out of boxes just aint my thing, but I realized that’s a “nice to have” situation, HOWEVER it is doable.

Professional organizers can range from $50- $125 an hour and you might be able to book someone for as little as 2 hours. If you need someone to just support your efforts and not be certified, then you might be able to find someone for as little as $25 an hour.

I get it – cost is relative.

Either way, please, please, plan accordingly, so you can get settled into your home as quickly as you’d like.

 

The Financial Tips

 

I hope you got something useful out of the lessons and tips above.

My FIIRM Hero community received the audio version of this newsletter plus 2 extra tips – related to the financial side. Join the FIIRM Hero Community to gain financial tips, resources, and information helpful to hard-working women like you.

Grab your copy of the Ultimate Financial Resource Guide and get access to financial tips, divorce information (only if needed), and other resources!

 

 

 

 
Nikki Tucker

Nikki Tucker

Founder & Managing Director of The FIIRM Approach

 

Nikki is a Blogger, Speaker, and primary financial strategist of The FIIRM Approach. As a mom, 20+year financial services professional, and Certified Divorce Financial Analyst ® she is committed to helping female breadwinners strategically prepare their finances for divorce and confidently maintain their financial security pre and post divorce. Nikki uses action-based education in her Bring Home the Bacon workshops and strategy sessions as well as her on-demand digital resource – Silent Preparation Series - so you can prepare your finances for life's major transitions.

TAKE ACTION TODAY & LEARN about the simple things that can help make your pre & post divorce life easier  - Grab Your Complimentary Divorce Support Pack today

 

 

Love: Reason, Season or Lifetime V1.4

Love: Reason, Season or Lifetime V1.4

Love: Reason, Season or Lifetime V1.4

AReal Life Divorce Story w/ Sade Curry

 

 

Introduction: Have you ever heard the phrase, some people come into your life for a reason, a season, or a lifetime? While I didn’t create the phrase, it makes perfect sense to me. A divorce doesn’t make you a failure or a quitter. It’s quite the opposite, in most cases. These “love” stories will focus on the courage, lessons, & perspectives of everyday women (and some celebrities), to help you on your journey. Join me while we get in their business a bit.

Guest: Sade Curry is a proud member of Gen X residing in Saint Louis, MO, and is focused on her family and helping divorced women date and get happily married again. She prides herself on her confidence and can be found hanging out on the Dating After Divorce Podcast (on all podcast platforms and Instagram @sadecurry).

Dating after Divorce is a podcast for divorced women that explores the divorce journey and teaches real strategies for fully recovering from a divorce, rebuilding your life, dating, and getting happily married again.

Share YOUR real divorce story with us.

 

 

 

Get the insights you need to save time, money and stress during your divorce journey with our digital resource Silent Preparation Series. The Silent Preparation Series was designed for working women who want help strategically planning for divorce.

Nikki Tucker

Nikki Tucker

Founder & Managing Director of The FIIRM Approach

 

Nikki is a Blogger, Speaker, and primary financial strategist of The FIIRM Approach. As a mom, 20+year financial services professional, and Certified Divorce Financial Analyst ® she is committed to helping female breadwinners strategically prepare their finances for divorce and confidently maintain their financial security pre and post divorce. Nikki uses action-based education in her Bring Home the Bacon workshops and strategy sessions as well as her on-demand digital resource – Silent Preparation Series - so you can prepare your finances for life's major transitions.

TAKE ACTION TODAY & LEARN about the simple things that can help make your pre & post divorce life easier  - Grab Your Complimentary Divorce Support Pack today

 

 

What If Someone Made a Movie About Your Divorce

What If Someone Made a Movie About Your Divorce

What If Someone Made a Movie About Your Divorce

What If Someone Made a Movie About Your Divorce

Movies, Love & Marriage

 

I love LOVE!

I am the quintessential rom-com and romantic movie lover. Love Jones (my absolute favorite), Maid in Manhattan, Brown Sugar, The Choice, Sixteen Candles, and Dirty Dancing are definitely at the top of my list.

 

Download our Ultimate financial resource guide to get started on finding the right resources to work on your financial game plan or share this with someone who may need it.

 

I’m a sucker for one-liners too!

“You had me at Hello” (Jerry Maguire)

“ I love you and that’s urgent like a mf’er” (Love Jones)

“…you get the buddy and the booty” (Brown Sugar)

Ok, I digress.

Contrary to what people may believe, considering The FIIRM Approach helps women prepare their finances for divorce or separation, I also believe in marriage.

However, I am not going to act like our ability to marry isn’t oversimplified and our ability to divorce isn’t overcomplicated.

I’ve said it before and I’ll say it again: most people don’t go into a marriage with the intention of getting a divorce.

The reality is that it still happens, and it’s too damn hard to do sometimes.

 

 

 

 

A Fact About Marriage:

 

Marriage is a contract. A legal contract.

It’s an odd contract that has very few pre-qualifiers, but it’s definitely one of the most serious contracts we’ll ever enter into.

So, what’s my issue? US divorce laws are archaic, and there’s not enough time spent on preparing people for the “legal contract” they are signing.

There’s way more emphasis on the “romantic contract,” and the downside is that the legal part has lots of invisible fine print.

 

I get it… researching the fine print just doesn’t feel romantic.

 

 

A Bit of Fiction:

Kim and Chris decide they wanted to spend the rest of their lives together on April 10th, after 6 months of dating.

They live in Chicago. Both are in their 30’s, and neither wants a big wedding.

Next, they make a quick visit to the City Clerk’s office to get a license on April 12th.

Married on April 13th, 3 days after the decision!

(The waiting period is only a day.)

Fast forward – 2 years later, they’ve loved, fought, and loved some more, but the love fizzled out and now both of them want out. Let’s call it irreconcilable differences, a.k.a, they want a divorce.

Obviously, the divorce won’t happen 3 days after that decision!

Does your dating period determine the length of your marriage?

Of course not, but…

Divorce is a major decision, they say!

Isn’t marriage?

People shouldn’t enter into contract (e.g. a marriage) lightly, they say!

I couldn’t agree more.

So, this is why it’s nonsensical that you basically only need a pulse to enter into said “contract,” but you need to draw pints of blood, sweat, tears, and maybe even a restraining order to exit the contract.

It’s what movies are made of 😉😉 though.

A little bit of fact and a little bit of fiction:

Enter the movie, Marriage Story (spoiler alert).

 

 

The Marriage Story Is About A Marriage Ending

 

Before I watched the movie Marriage Story, I didn’t quite know what to expect.

Admittedly, movies that have Oscar worthy storylines are usually movies that I DON’T fall in love with but sometimes I’m willing to give them a shot anyway.

My cousin BJ and I sat down to watch it after eating some amazing tacos.

I should note that BJ is an unmarried male who is also an actor.

Needless to say, watching Oscar nominated movies with a thespian is always interesting.

Without going into full detail and spoiling the end of the movie, I have two main takeaways.

 

(1) There was a seemingly normal couple going through the divorce process in a way that was so depressing and uncomfortable to watch that I quickly understood why it was nominated.

 

This was the type of movie that prompts real emotions/reactions from the audience (think yelling, eye rolling, anger, mouth on the damn floor)

That aside, the fact that this marriage story has been, or will be, the story for so many of us, flat out pisses me off. Some scenes were traumatizing and downright maddening.

After watching the movie, I wouldn’t ever want to get divorced.

Actually, I wouldn’t even want to get married (again)!

While the Marriage Story may have depicted a very accurate story for some real-life divorce experiences – IT DOESN’T HAVE TO BE THIS WAY.

Which leads me to my other takeaway.

 

(2) Divorce does not have to be this complicated, nasty, or expensive.

 

While divorce is never a one size fits all situation, it’s absolutely possible for you to go through the process in a way that’s healthier than the dysfunction in Marriage Story.

Again, good movie, albeit a bit traumatizing for a newly, lol… but also a good opportunity to think about your divorce as if it was going to be turned into a movie.

How would you want your relationship portrayed on screen?

I encourage you to watch the Marriage Story followed by a documentary called Divorce Corp (I found it on Amazon Prime in 2020) and use both as motivation to do everything in your power to make your divorce process simpler.

If you are strongly considering divorce, I also invite you to join our Hero Newsletter Community  as we can help you make the first few baby steps in your divorce preparation journey.

 

 

 
 
 
 
Nikki Tucker

Nikki Tucker

Founder & Managing Director of The FIIRM Approach

 

Nikki is a Blogger, Speaker, and primary financial strategist of The FIIRM Approach. As a mom, 20+year financial services professional, and Certified Divorce Financial Analyst ® she is committed to helping female breadwinners strategically prepare their finances for divorce and confidently maintain their financial security pre and post divorce. Nikki uses action-based education in her Bring Home the Bacon workshops and strategy sessions as well as her on-demand digital resource – Silent Preparation Series - so you can prepare your finances for life's major transitions.

TAKE ACTION TODAY & LEARN about the simple things that can help make your pre & post divorce life easier  - Grab Your Complimentary Divorce Support Pack today

 

 

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